"Closing Costs" are the fees which pay for various services involved in the sale of residential real estate. Sellers and buyers almost always negotiate the payment of these closing costs.
Many of the costs associated with buying a home are associated with getting a loan. Since Price Mortgage Group LLC is highly experienced with closings & mortgages, we can help you understand your closing costs.
Very soon after you apply for a loan, we'll provide you with the "Loan Estimate" of your costs. We base this closing cost estimate on our many years of past experience. Please note that while our LEs are very precise, we can't always predict your costs to the penny. We handle buyers' questions about these costs every day at Price Mortgage Group LLC, so please be sure to contact us if you have questions.
We've provided a general list of closing costs below, but we will give you a specific list of closing costs, with amounts, soon after you have completed your loan application. At Price Mortgage Group LLC, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.
Standard Closing Costs Loan-Related Costs Appraisal Fee Credit Report Up-front Interest Payment Escrow Account Various TaxesLoan-related costs Points — A fee paid to lower your mortgage interest rate (optional) Property Taxes Insurance Transfer Taxes and Recording Fees Homeowners Insurance Title Insurance Flood or Earthquake Insurance Private Mortgage Insurance (PMI)
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